Terms of Use & Disclaimers

Off Ramp is an educational software product that helps business owners estimate the value of their business, assess and improve its readiness for sale, prepare sale-related documents, and understand the process of selling a business or income stream. Off Ramp provides tools, educated estimates, and educational guidance.

What Off Ramp is not

Off Ramp is not, and does not provide:

• A certified business appraisal or valuation opinion. Valuations are educated estimates based on the information you provide.
• Legal advice. No attorney-client relationship is created by your use of Off Ramp.
• Tax or accounting advice. No CPA-client relationship is created.
• Financial or investment advice.
• Business brokerage services. Off Ramp does not represent you in any transaction, does not act as an intermediary, and takes no commission on any sale.
• A guarantee that your business will sell, or sell at any particular price or within any particular timeframe.

The valuation range, readiness score, roadmap, and documents Off Ramp generates are educational estimates and preparation tools. What a buyer actually pays depends on the buyer, the timing, and the terms of the deal. Before signing any agreement or making any tax-consequential decision, have it reviewed by a licensed attorney or CPA.

Off Ramp uses artificial intelligence to power its intake conversation, coaching guidance, and document drafting. Documents and guidance generated by Off Ramp are AI-generated starting points built from the information you provide. You are responsible for reviewing all AI-generated content before relying on or using it, for correcting anything that is inaccurate for your business, and for having any document a buyer or other party will sign reviewed by a licensed attorney. Off Ramp does not warrant that AI-generated content is accurate, complete, or suitable for your particular circumstances.

To use Off Ramp you must create an account. You are responsible for maintaining the confidentiality of your account and password, for restricting access to your devices, and for all activity that occurs under your account. You may not assign or transfer your account to any other person or entity. Sevyn Streams is not responsible for third-party access to your account resulting from theft or misappropriation of your credentials. We reserve the right to refuse service, terminate accounts, or remove content at our sole discretion.

• Off Ramp is offered at $47 per business, as a one-time payment that includes twelve (12) months of active access from the date of purchase.
• Active access includes valuation updates, your readiness score and roadmap, the Deal Room, and the AI coach, subject to fair-use limits described below.
• If your process takes longer than your access year, a renewal payment reactivates the same Off Ramp workspace for an additional twelve months.
• Each business requires its own purchase. Your account may hold multiple business workspaces.

All sales are final. Because your valuation and full toolkit are delivered immediately upon purchase, all sales are final. We encourage you to review the Off Ramp sales page, which describes everything included, before you purchase.

Every document you create or generate within Off Ramp belongs to you. You may download your documents at any time — during your active access year and after it ends. We do not hold your work hostage.

The AI coach and generation features carry a generous usage ceiling intended to prevent abuse, not to meter ordinary use. Normal — even heavy — use will not reach these limits. We reserve the right to limit or suspend access in cases of abuse, automated scraping, or use that threatens the security or integrity of the Site.

All content, software, and materials that are part of Off Ramp — including its text, graphics, logos, the Off Ramp and Sevyn Streams names and marks, and its underlying valuation methodology and software — are the property of Sevyn Streams LLC and are protected by copyright, trademark, and other laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use Off Ramp for your own business-preparation purposes. You may not copy, modify, publish, transmit, reverse engineer, decompile, resell, or create derivative works from any part of Off Ramp, including its valuation methodology, scoring logic, or multipliers, in whole or in part. Documents you generate for your own business are excepted and remain yours to use as described in Section 5.

You agree not to use Off Ramp for any unlawful purpose or in any manner that could damage, disable, overburden, or impair the Site, or interfere with any other party's use of it. You agree not to attempt unauthorized access to the Site, its servers, or any data not intended for you, and not to obtain or attempt to obtain materials or information through means not intentionally made available through the Site.

By using Off Ramp or sending email to Sevyn Streams, you consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

Off Ramp relies on third-party service providers — including Stripe (payment processing), Supabase (data storage), and Anthropic (AI processing) — to deliver its functionality, and may contain links to third-party websites. We are not responsible for the content, policies, or practices of third-party sites or services. Your use of third-party services is governed by their own terms and policies.

To the maximum extent permitted by applicable law, Off Ramp and all information, software, estimates, documents, and services provided through it are provided "as is" and "as available," without warranty or condition of any kind, express or implied. Sevyn Streams LLC disclaims all warranties, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We make no representation about the accuracy, reliability, or completeness of any valuation, score, roadmap, or document, or regarding any outcome or result following your use of Off Ramp.

To the maximum extent permitted by applicable law, in no event shall Sevyn Streams LLC or its members, officers, employees, agents, or suppliers be liable for any direct, indirect, punitive, incidental, special, or consequential damages — including without limitation damages for loss of use, data, profits, or business opportunity, or arising from the outcome of any sale, negotiation, or business decision — arising out of or in any way connected with your use of Off Ramp, whether based on contract, tort, negligence, strict liability, or otherwise, even if advised of the possibility of such damages. If, notwithstanding the foregoing, Sevyn Streams LLC is found liable to you, its total liability shall not exceed the amount you paid for Off Ramp.

You agree to indemnify, defend, and hold harmless Sevyn Streams LLC, its members, officers, employees, and agents from any losses, costs, liabilities, and expenses (including reasonable attorneys' fees) relating to or arising out of your use of Off Ramp, your violation of these Terms, or your violation of any rights of a third party or any applicable law.

In the event the parties cannot resolve any dispute arising out of or concerning these Terms — whether in contract, tort, or otherwise — such dispute shall be resolved by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator administered by the American Arbitration Association (or a similar service the parties select), in a mutually agreed location. The arbitrator's award shall be final, and judgment may be entered upon it in any court of competent jurisdiction. The prevailing party shall be entitled to recover its costs and reasonable attorneys' fees. This provision shall survive termination of these Terms.

Any arbitration under these Terms will take place on an individual basis. Class arbitrations and class, representative, or collective actions are not permitted. The parties agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any putative class, collective, or representative proceeding.

These Terms, your use of Off Ramp, and your relationship with Sevyn Streams LLC are governed by the laws of the United States and the State of Florida. If the arbitration provision is held unenforceable, any dispute arising from or relating to Off Ramp must be filed and heard in the courts located in Palm Beach County, Florida, or the United States District Court for the Southern District of Florida, and both parties consent to the jurisdiction and venue of such courts. No joint venture, partnership, employment, or agency relationship is created by these Terms. If any provision is found unenforceable, it will be superseded by a valid provision most closely matching its intent, and the remainder of these Terms will remain in effect.

Sevyn Streams LLC reserves the right, in its sole discretion, to change these Terms. The most current version supersedes all previous versions and will be posted with a revised effective date. Material changes will be communicated to active users. Your continued use of Off Ramp after changes take effect constitutes acceptance of the updated Terms.

These Terms, together with the Off Ramp Privacy Policy, constitute the entire agreement between you and Sevyn Streams LLC with respect to Off Ramp and supersede all prior communications and proposals, whether electronic, oral, or written. A printed version of these Terms shall be admissible in judicial or administrative proceedings to the same extent as other business records. It is the express wish of the parties that these Terms be written in English.

Questions about these Terms may be directed to:

Sevyn Streams LLC
561-827-8504
melissa@sevynstreams.com